Empowering your growth!

Quick and Easy Access to Loans

Phoenix Loans Africa provides quick and easy access to secured loans for individuals, business owners, and enterprises. We specialize in supporting Micro, Small, and Medium Enterprises (MSMEs) with high growth potential, who lack access to credit from traditional financial institutions.

Over 400 plus beneficiaries

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Our Loans

Short Term Credit Options

Personal Loans

We offer different loan products to individuals in our society.

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Business Loans

We offer different loan products to companies who provide services to reputable off-takers

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Portfolio

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Our Customers

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“Amazing Designs and Quality Work!”

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John Doe

CEO, ACME INC.

Frequently Asked Questions

How do I apply for a loan?

Kindly visit phoenixloansafrica.com/loans to get started. Sign-up and apply.

How much is the minimum / maximum loan?

INSTANT NANO LOANS – min 20,000- maximum 50,000

Salary loans – min 50,000- maximum 300,000

Business loans min 250,000 maximum 500,000

Project financing loans
Min 500,000
Maximum 5m

Storage investment loans
Minimum 250,000 Maximum 500,000
Strictly on 20%

Loans Duration is 1 month to 6 months maximum except instant nano loans

What are the loan criteria / requirements?

1. Bank statement of account.
2. Proof of home address (e.g Utility Bill).
3. Valid Government ID.
4. Valid Work ID (for salary earners).
5. CAC documents (for business loans)

Why did my loan application get declined?

1. Not meeting up to the loan criteria/requirements.
2. Having a bad credit history.

Can I repay in more than 3 months?

Yes, Only for Salary Backed Loan and Cash Flow Loan.

Nano Loans: Maximum of 30 days.
Salary Backed Loan: Maximum of 3 months.
Cash Flow Loan: Maximum of 6 months.

Must I be employed before I get a loan?

No, you can start with our Nano Loan for non-salary earners, increase your credit score by paying back on time, and have access to higher loan offers up to N500,000

Meet Our Team

Young, Smart, Vibrant Professionals

Joanne Williams

Founder

Fred Buster

Director OPS

Lisa Hoffman

Director HR

Would you like to start a credit journey with us?

Our team of young, vibrant and innovative professionals are ready to help guide your discussions.

Call now

Quick and Easy Access to Loans

Our Loans

Personal Loans​

Business Loans​

Portfolio​

Our Customers​

“Amazing Designs and Quality Work!”​

John Doe​

Frequently Asked Questions

Meet Our Team​​

Joanne Williams​

Fred Buster​

Lisa Hoffman​​

Would you like to start a credit journey with us?​